Pay-Back Time

Here’s the magic formula:

 

An easily manageable monthly payment + extra payments where possible + no interest + no additional purchases on credit = CREDIT CARD DEBT FREE.

 

Homework

Work out how much you could pay off your debt without missing the money. Set up a direct debit to pay that amount off your debts.  Remember to increase this amount and to pay extra off when you can.  If you are on high interest, work out how you can reduce the amount of interest you pay. Get those debts paid off.